FEMA registration deadline for disaster assistance October 31

first_imgWashington CountyWaterbury Fire Department 43 South Main StreetWaterbury, VT 05676Windsor CountyOkemo Market Place(Between Cool Moose & Dark Side Snowboard Shop)57 Pond Street, Suite #4Ludlow, VT 05149Rutland CountyRutland Heart Center1 Commons StreetRutland, VT  05701The DRC hours of operation are 8 a.m. to 6 p.m. Monday through Saturday. For the DRC nearest to your location: (LINK)  *Beginning Friday, Oct 7th, the hours of operation are 9 a.m. to 5 p.m. and closed Sundays; Closed Monday, October 10th for Columbus Day.MOBILE DISASTER RECOVERY CENTER TRAVELING THROUGH  ADDISON AND WINDSOR COUNTIES: The mobile vehicle will provide the phone and computer connectivity for a recovery center.  These centers are staffed with disaster recovery specialists from various federal, state and local agencies and organizations who can answer questions about disaster assistance programs.Addison CountyHancock Town Hall1097 Rt. 100, Hancock 05748Opening noon ‘ 6 p.m., Mon, Oct. 38 a.m. ‘ 6 p.m., Tuesday, Oct. 48 a.m. ‘ 6 p.m., Wednesday, Oct. 5Windsor CountySouth Royalton Journey Church412 S. Windsor St., S Royalton 05068Opening noon ‘ 6 p.m., Thurs, Oct. 68 a.m. ‘ 6 p.m., Friday, Oct. 78 a.m. ‘ 6 p.m., Saturday, Oct. 8 The FEMA registration deadline for disaster assistance for individuals and families, called Individual Assistance, is October 31, 2011. This may include housing repair grants or temporary rental assistance as well as reimbursement for personal property losses.  The designated counties eligible for Individual Assistance are: Addison, Bennington, Caledonia, Chittenden, Orange, Rutland, Washington, Windham, Lamoille, Franklin, Orleans and Windsor.Register online at www.DisasterAssistance.gov(link is external), by web enabled mobile device at m.fema.gov, or by calling 1-800-621-FEMA (3362). Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362.  The only way to be eligible for FEMA assistance is to register with FEMA.Cities and towns must submit Requests for Public Assistance (RPA), which provide reimbursement to repair public infrastructure such as roads and bridges, by October 17, 2011.  The RPA form may be found at http://www.fema.gov/library/viewRecord.do?id=2690(link is external) and be submitted to Alec Partalupi at 802-828-3889 or email alec.partalupi@state.vermont.us(link sends e-mail). All counties in Vermont are eligible for Public Assistance.RECOVERY UPDATE AS OF: CLOSE OF BUSINESS OCTOBER 2, 2011Total Individual Assistance (IA)    Total Registrations:                                                          5,999Total Individual & Households Program  Dollars Approved:                                             $16,399,865Total Small Business Association (SBA)   Loan Amounts Approved:                                $5,936,700Current Deadline for SBA Disaster Economic Injury Loan:                                                June 1, 2012DISASTER ASSISTANCE PROGRAM OVERVIEW·         Disaster Unemployment :  Available to those whose jobs were permanently or temporarily lost due to the disaster, including those who are self-employed. Anyone who lost work and lived, worked, or was scheduled to work in a county that has received a federal disaster designation may apply for benefits by calling the Vermont Department of Labor’s Claim Assistance Line at 1-877-214-3330. The filing deadline for assistance is October 7, 2011.·         Legal Services:  Those facing legal issues due to Tropical Storm Irene may call (800) 889-2047 for free legal advice. Those who qualify for assistance will be matched with Vermont lawyers volunteering their time. Legal assistance may include help with insurance claims, home repair contracts and contractors, replacement of wills and other legal documents destroyed in the disaster and counseling on mortgage-foreclosure problems and landlord/tenant problems.·         Insurance Information: For questions regarding insurance matters, contact the Consumer Services Division at the Department of Banking, Insurance, Securities & Health Care Administration at 800-964-1784 in state or 802-828-3302.·         Making Recovery Affordable:  The U.S. Small Business Administration’s low-interest loan program was designed by Congress to enable those affected by unforeseen catastrophic events to recover with as little adverse impact as possible, whether they are renters, homeowners, businesses or non-profit organizations. Congress has given SBA powerful tools to make disaster loans affordable with low interest rates, repayment terms as long as 30 years, and, under very specific circumstances, refinancing of prior liens.  To ensure that disaster recovery is affordable for each borrower, SBA analyzes the borrower’s monthly budget, determines an affordable monthly payment, then writes the loan for the number of years needed.  This is unlike conventional lenders, which generally set the maturity first and then calculate the payment.  If you are referred to SBA after you register with FEMA, you should fill out the paperwork to see whether the SBA can offer you a loan. If you do not fill out an SBA packet it may close the door to other FEMA grants. For more information, call 800-659-2955 or (800-877-8339) for people with speech or hearing disabilities). Applications can also be downloaded from www.sba.gov(link is external) or completed online at https://disasterloan.sba.gov/ela/(link is external).·         Economic Injury Disaster Loans: The SBA offers these loans to small businesses, small agricultural cooperatives, small  businesses engaged in aquaculture, and most private non-profit organizations. Economic Injury Disaster Loans are intended to help meet working capital needs if you’ve lost business income because of the disaster. The loans are available regardless of whether the business suffered any physical property damage.·         Renters and Homeowners:  may receive grants to replace lost property or if they were displaced from their homes, they may be eligible for funds to help them with temporary rental assistance. These funds are for a limited period until the renter’s previous home is habitable or another permanent rental is found. ·         Housing Hotline:  The state and FEMA have established a toll-free number and a fax number to receive calls from anyone who has housing available to rent or wishes to offer housing at no cost for Vermonters displaced by the flood. The toll-free # is 866-330-5286 and fax # is 540-686-4467.·         Flooded Basements: Homeowners who had basement flooding from Tropical Storm Irene are encouraged to register with FEMA because they may be eligible for grants to cover uninsured damage. In situations where families do not use their basements as an essential living space, the agency’s ability to assist may be limited. However, residents may be eligible for a low-interest disaster loan from SBA to cover what FEMA cannot. (Read More)·         National Flood Insurance Program: State and federal officials are encouraging Vermont residents to sign up for federally-backed flood insurance.  The National Flood Insurance Program offers federally-backed flood insurance to property owners and renters in communities that participate in the program.Ã   Vermont communities that have been ‘sanctioned,’ that is, they have not followed the guidelines of NFIP or have been identified as having a floodplain hazard but have not signed up, have until March 31, 2012 to file a ‘resolution of intent’ to join. Until the resolution is submitted, residents in these sanctioned communities may not be eligible for some FEMA assistance. Communities wishing to sign up can contact the Rivers Program at the Vermont Department of Environmental Conservation at: 802-241-1554 (Read More)LOCAL DISASTER RECOVERY CENTERSApplicants are not required to visit a Disaster Recovery Center (DRC). The DRC is staffed by FEMA, SBA, and other federal and nonprofit agencies. Locations of current Disaster Recovery Centers (DRCs) are:                                        *Notates DRC closingsWindham CountyNelson Withington Skating Rink61 Memorial Park DriveBrattleboro, VT 05301*Closing Oct 4, Tues @ 6pmWindsor CountyThe Rock Church473 Woodstock RoadWoodstock, VT  05091*Closing Oct 4, Tues @ 6pmRutland CountyU.S. Post Office (Upstairs)2046 Route 4Killington, VT 05751*Closing Oct 5, Wed @ 6pmWashington CountyNorthfield Library (Community Room)83 South Main StreetNorthfield, VT  05663*Closing Oct 5, Wed @ 6pmWindsor CountyHartford Fire Department2nd Floor Training Room812 VA Cutoff RoadWhite River Junction, VT 05001*Closing Oct 6, Thurs @ 6pmBennington CountyBennington Fire Department130 River StreetBennington, VT  05201*Closing Oct 6, Thurs @ 6pmWindham CountyDover Town Hall120 Taft Brook RoadDover, VT 05341Caledonia CountyMunicipal Office Building119 Park AvenueLyndonville, VT 05851 Go to 511VT.com every morning and map out road conditions for the trip you will be taking.PRIVATE SECTOR TIP OF THE WEEKThe American Red Cross Ready Rating System helps you analyze your business’ disaster preparednesswww.readyrating.org/Businesses.aspx(link is external)             This E-News Update is created by FEMA’s Private Sector Division.  It includes information on Federal and State resources available to help Vermont business owners and employees recover from the floods caused by Tropical Storm Irene.  We welcome your comments, questions, helpful feedback, heroic stories and suggested topics. Please send emails to Kysa.George@dhs.gov(link sends e-mail) or Leslie.Moore@dhs.gov(link sends e-mail). You can also call the Private Sector Desk: 802-951-2849. See the last section for subscribe/un-subscribe instructions.last_img read more

2 Stylish Kitchens, 2 Different Vibes

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Traditional and contemporary kitchen designs are quite different, yet equally beautiful.Design details that dominate in a traditional kitchen include ornate molding and trim; cabinets in cherry, walnut or mahogany shades; antique fixtures; and appliances with open shelving. This warm and inviting look borrows from American and European homes of the 18th, 19th and early 20th centuries.For a more contemporary design, characteristics include a clean look that has no molding or other ornamentation, asymmetric and horizontal lines, streamlined surfaces, and man-made materials such as stainless steel, laminate, concrete chrome, and lacquer. These contemporary styles encompass the 1940s to present, with Italian, German, and Scandinavian influences.To find out which style you prefer, read on.CONTEMPORARY: SLEEK AND CHICShowcase Kitchens took an outdated kitchen and transformed it into a contemporary chic space that this family of five can enjoy for years to come.The new kitchen with its Frank Lloyd Wright-inspired style flows seamlessly with the rest of their Kings Point home.“They wanted their kitchen to be more conducive to the home’s overall style, sleek and clean lines,” says John Starck, the head designer, who had to do a gut renovation for the magic to begin.Some of the notable design features of the room are the vaulted ceiling with skylights and a center island, what Starck describes as “the focal point axis.”“It’s a key signature element I strive to implement in most of my designs,” he says.TRADITIONAL: WARM AND WELCOMINGThis colonial home in Carle Place, built in the early 1900s, had gone through many renovations, including being split into multiple dwelling units, before its current owners purchased the home.“This created an awkward, disjointed layout,” explains Ralph DeFelippis, lead designer with Alure Home Improvements and National Kitchen and Bath Association (NKBA) awardwinning designer. “The family found their dream home but the galley style eat-in kitchen was bursting at the seams.”DeFelippis doubled the square footage and converted the galley into a spacious kitchen with traditional details. The homeowners, who like to cook and entertain, can now whip up gourmet meals and host their friends and family in an attractive space that has abundant counter and storage compartments and multiple cooking zones.last_img read more